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Know more about Multicredit Savings and Loans Products & Services
Savings Account
Features
- Less cumbersome account opening procedure
- Minimum opening balance is GHS5
- Minimum operating balance is GHS10
- Minimum balance to qualify for interest is GHS20
- Attractive Interest Rates
- Interest is calculated daily and applied monthly
- Up to four withdrawals per month
Requirements
- Valid ID Card
- 1 passport picture
- Utility bill (should not be more than 3 months)
- 1 reference from a current account holder with a recognized Bank or Savings and Loans Company or Letter from employer
- Resident permit (for foreign nationals)
SME Loans
Features
- Less cumbersome procedure
- Flexible amounts to meet the needs of all levels of businesses
- Quick Turnaround time
- Term: Up to 60 months
- Competitive interest rates
- Flexible repayment terms
Requirements
- Identity and proof of address of directors or promoters
- Identity and proof of address of entity
- Board Resolution
- Company Registration documents
- Audited Financial statements for the last 3 years
- For non-customers, six (6) months bank statement would be required
- Security may be required
Fixed Deposit
Features
- Less Cumbersome procedure
- Minimum investment of GHS1,000
- Terms available: 30 days, 91 days, 182 days and 1 year
- Certificate of investment is issued
- Attractive interest rate
- Interest is calculated daily
Requirements
- Valid ID Card
- 1 passport picture
- Utility bill (should not be more than 3 months)
- Resident permit (for foreign nationals)
Fixed Deposit
Features
- Less Cumbersome procedure
- Minimum investment of GHS1,000
- Terms available: 30 days, 91 days, 182 days and 1 year
- Certificate of investment is issued
- Attractive interest rate
- Interest is calculated daily
Requirements
- Valid ID Card
- 1 passport picture
- Utility bill (should not be more than 3 months)
- Resident permit (for foreign nationals)
Susu Account
Features
- Less cumbersome account opening procedure
- Minimum opening balance is GHS1
- Access to a free Pass Book
- Personal Field Banker
- Unlimited withdrawals
- Lower interest on susu loans
- Instant Confirmation of daily deposit
- Minimum daily contribution is GHS1
- Minimum contribution to qualify for a loan is 2months
- Minimum loan amount is GHS200
- Loan maturity profile:
Requirements
- Valid ID Card
- 1 passport picture
- Utility bill (should not be more than 3 months)
Current Account
Features
- Less cumbersome account opening procedure
- Minimum opening balance is GHS10
- No minimum operating balance
- Access to a cheque book
- No Commission on Turnover (COT)
Requirements
- Valid ID Card
- 1 passport picture
- Utility bill (should not be more than 3 months)
- 1 reference from a current account holder with a recognized Bank or Savings and Loans Company or Letter from employer
- Resident permit (for foreign nationals)
- Resolution from the Board
- Business registration documents (Businesses only)
Other electronic services
Prestige Susu | Yenmma Daakye Account | Multi Child Account | Employee Loans | Funeral Loans | Auto Loans